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With this method Finagle A bagel collects a wealth of customer data to analyze and use in targeting its marketing efforts. 2) Keeping track of cash, sales revenue and expenses on a daily basis definitely reduces the load at the end of the month and reduces the chances of making errors. Such an accounting system can also help in sticking to a budget as well as help making sure that the budget is accurate. By doing this we are actually training ourselves to be more observant and getting into the habit of remembering details and little awareness and organization will surely dead to less frauds in the company as everything will be under a watch. ) Angle A bagel might want to track ROI (return on investment), ROAR(return on asset) and debt to equity financial ratios because they can provide small business owners and managers with a valuable tool with which to measure their progress against predetermined internal goals, a certain competitor, or the overall industry. 4) I do not think that Finagle A bagel’s loyalty card had any effect on its current loyal customers as they already are regular customers. But it might have helped Finagle A bagel to “increase” its loyal customers by offering a free bagel sandwich, coffee or fruit drink after a collection of certain points.

This might have attracted many people towards Finagle A bagel’s products. The benefits of the loyalty program are- Current loyal customers h a puppy Addition to the loyalty customer list Increased revenue 1 . No I do not agree with the coefficients because initially they decided to repay the interest amount and not the principal. Over a period of time the loan amount remained the same and they only paid interest. The more time erred the principal amount is kept, the more interest one has to pay. 2.

The coefficients are paying interest and principle both in order to lower the company’s debt loads. Earlier by paying only the interest on the borrowed money the company saved money for the future growth. Bangle A bagel’s bank would prefer the interest payment plan only so that the amount by finagle A bagel keeps increasing on the principle. 3. An advantage for issuing stocks is that initially we get a high amount of capital without the interest component. Another advantage is in case of failure of business money is not o be paid back to the investors.

A disadvantage of issuing share is sacrificing some level of ownership. When investors buy share thy get a right to control the business. So a major disadvantage is ownership reduction. Also, profits need to be shared with equity shareholders. This reduces the over all profits. 4. Yes, as an investor would be wiling to buy the shares of Finagle A bagel. A business that is growing so fast will definitely give out high profits in the future. Since shareholders are owners of the business they have a right to enjoy the profits in it.

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